SMSF Loans
Using an experienced SMSF Mortgage Broker is crucial to enabling a successful growth trajectory for your hard earned savings. Get in touch today for a free consultation.
Are you looking to leverage your superannuation for property investment? SMSF (Self-Managed Super Fund) loans provide an excellent opportunity to grow your wealth by investing in residential or commercial property. At Linton Finance, we specialise in helping Australians navigate the complexities of SMSF lending to achieve their financial goals.
What Are SMSF Loans?
An SMSF loan, also known as a Limited Recourse Borrowing Arrangement (LRBA), enables you to use the funds in your self-managed super fund (SMSF) to invest in property. The property is then held in a separate trust (Bare Trust) and generates rental income, which contributes to paying off the SMSF Loan alongside your regular super contributions.
Why Choose SMSF Loans for Property Investment?
SMSF Loans sit completely separate from your personal borrowing capacity and will not be assessed based on it either.
Property investments through a SMSF enables you to leverage by using property as a vehicle which could lead to stronger returns over the long term.
Enjoy potential tax savings through SMSF property investments.- Control Over Your Superannuation
Take charge of your financial future by managing your investments and not relying on the retail fund.
Benefits of SMSF Loans
Eligibility Criteria for SMSF Loans
To qualify for an SMSF loan, you’ll need:
Why Choose Linton Finance for SMSF Loans?
Our team offers:
Get Started with SMSF Loans Today
Unlock the potential of your superannuation with SMSF loans. Whether you’re purchasing your first investment property or expanding your portfolio, we’re here to help.
Contact us today at 1800 738 880 or https://lintonfinance.com.au/book-appointment/ to discuss your SMSF loan options.
Book an appointment with our team of mortgage brokers to get your options today
Nathan was exceptional as our mortgage broker. From the start, he made the process clear, straightforward, and stress-free—breaking down complex terms into simple, practical advice. His efficiency and expertise turned what we expected to be a long, difficult process into a smooth and quick experience. Nathan’s responsiveness and attention to detail gave us complete confidence every step of the way. We highly recommend him. His professionalism, dedication, and client-first approach truly set him apart. If you want someone who’ll go above and beyond to get the best result, Nathan is your guy.
Said A
Nathan was great to work with—professional, knowledgeable, and really helpful. He recently helped me with an investment loan and found several lenders with competitive rates, giving me good options to choose from. The whole process was smooth, and I’d definitely recommend him.
Ahmad Ghanizada
Linton Finance and Nathan was absolute pleasure to deal with. He helped me get the best deal which I'm very happy with. Made the process so easy and stress free. I have already recommended him to others and will do the same in the future. Looking forward to the continued partnership. Thank you
Darren Wickham
I had an amazing experience with Linton finance. They made the whole process super easy by explaining everything in plain language and always being quick to answer my questions. I ended up with a great mortgage deal and terms that aligned perfectly with my financial goals. Id definitely recommend them if you're looking for someone knowledgeable and friendly.
Usman Malik
Nathan is an excellent mortgage broker, he took his time to understand our circumstances and came back to us very quickly with a number of options that were much better than what our bank of 15 years were offering us. Very pleased and couldn't recommend them highly enough!
Alice Chin
Nathan was a treat, he made the process really simple. He was super quick responding to all my questions and was able to get the loan approved for my wife and I at a rate we were happy with. Would definitely recommend
Joseph T
Unlike banks that only offer their own loan products, we’re a boutique, fully independent mortgage brokerage with access to over 30 lenders. Unlike larger brokerages that pass clients off to offshore teams after the initial consultation, we handle everything in-house—from application to settlement and beyond—ensuring seamless communication and personalised service.
No, our service is completely free for you. As a mortgage broker, we’re paid a commission by the lender when your loan settles—meaning you get expert advice and a tailored loan solution without any extra cost. Unlike a bank, we compare multiple options to find you the best deal, not just push one lender’s products.
We are fully accredited mortgage brokers and members of the Mortgage and Finance Association of Australia, Registered with AFCA and we partner with the largest aggregator in the country 'Australian Finance Group' giving us the best access to technology & security for our clients.
Absolutely, I submit special pricing requests for all my clients deals and ensure that we leverage our banking relationships to drive best pricing outcomes for our clients at loan application stage and beyond as we continue to service your loan.
The exact documents depend on your situation, but generally, you’ll need:
ID (Driver’s License or Passport)
Proof of income (Payslips, tax returns if self-employed)
Bank statements (Showing savings and expenses)
Existing loan details (If refinancing)
Don’t worry—we guide you through the entire process, making it as easy as possible.
No, you don’t have to meet in person with a mortgage broker. We offer online consultations via Zoom and can handle the entire process remotely, including submitting documents and discussing loan options on a phone or video call. We understand that not everyone works 9-5 pm and you may have commitments such as family, sport or social outside of work. The flexibility we offer makes it convenient for you to work with us regardless of location.
We prioritise all our customers loan applications, if you've provided us the relevant documents we need we'll then provide a 'product comparison report' which will have 3 lender options in it with special pricing discounts requests in under 24 hours. (I know quick right!)
Linton Finance Pty Ltd ABN: 30 676 911 210. Credit Representative #560299 is authorised under Australian Credit License #389087
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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