Sydney’s Leading Refinance Brokers
Get multiple refinance options in under 24 hours with your local broker.
Get multiple refinance options in under 24 hours with your local broker.
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Compare over 30 lenders to find your top 3 loan options
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We handle all the paperwork and negotiations
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Save you hours on research and thousands in repayments
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Rate reviewed regularly to ensure your bank stays competitive.
At Linton Finance, you won’t be dealing with multiple brokers—just one senior mortgage broker, no call centres and no overseas support staff lodging your loan and reviewing your files.
We don’t just submit your application and hope for the best. With our 100% approval track record, We only lodge deals we're confident will be approved, ensuring your process is efficient, seamless, and stress-free.
Whether you're buying your first home, refinancing to secure a better rate, or unlocking equity to invest or renovate, I’m here to provide clear options within hours not days, so you can move forward with confidence.
💡 No paperwork, no jargon, and a full end-to-end digital process to get things moving quickly.
We'll handle everything for you, simplifying your journey and getting you the best outcome.
Book Your Consultation Now![[Placeholder Text]](https://d3m6vd3qezmdk0.cloudfront.net/KIRBGO49ULL83YRSKQM1RFFUE.webp)
My refinance process was smooth and hassle-free. Nathan was highly responsive, knowledgeable, and made everything easy from start to finish. I felt confident throughout and look forward to working with him again in the future. Highly recommended.
Brendon Xu
Could not fault this business, the efficiency and quality of Nathan’s service is second to none, he made buying a home simple and stress free. Thanks again.
josh
Nathan has been an amazing mortgage broker for us. There was a lot of questions my husband and I were concerned and unsure about, but Nathan was able to break down our concerns and address them- leaving us stress free. He went above and beyond for us to secure our home and we are so grateful. Highly recommend!!
Alyssa Balayo
Working with Linton Finance was a game changer for us, they were somehow able to get us approved just days after speaking and our loan refinanced to a cheaper rate with cash out for a renovation in 2 weeks. The whole process was without any printing and signing and Nathan always picks the phone up when we call with questions. Super happy with the result and look forward to recommending them to our friends and family.
Michael Angelo DelaCruz Rubio
I've been wanting to write this review for a while now, and like a lot of people, very time poor, but cannot let more time go by without taking the time to thank Nathan and his team. We needed a professional that had the expertise to guide us through the complex process of refinancing and future-proofing our financial goals, but as importantly, was customer-focused, reliable and consistent. Nathan led us through from start to finish and in between (always ready to respond to our queries which was such a refreshing change given our previous experience with other mortgage brokers), and gave us so much confidence in the process. We were working on a tight timeframe and Nathan was able to get us through in the shortest amount of time, which was absolutely amazing. We're looking forward to working with Nathan and his team in future as we count him as our go-to mortgage broker now. Thanks so much, Nathan, we couldn't have enjoyed this process without you!
Johanna Annewetey
Very easy to deal with and always contactable when needed.
Shaun Smith
Get started with our instant savings calculator below.
Refinancing is the process of replacing your existing home loan with a new loan, usually to benefit from better interest rates, loan features, or to access equity in your property. It involves applying for a new loan with either your current lender or a different one, which then pays out your existing loan, leaving you with new loan terms and conditions.
Yes, many homeowners refinance specifically to access equity (the difference between your property's value and your remaining loan balance). This equity can be used for renovations, investments, debt consolidation, or other major expenses. You can typically access up to 80% of your property's value without incurring Lender's Mortgage Insurance, though some lenders allow up to 95% with LMI.
This completely depends on the current interest rate you are on and how much your loan is. On a $750,000 loan an interest rate saving of just 0.50% will mean $3,750 less in interest payments per year. If you re-purpose those savings back in to your offset account and pay more principal off your loan, this could shave years off your mortgage term.
Yes, refinancing is still possible with previous credit issues. We work with specialist lenders who consider your overall financial situation, not just credit history. The specific options will depend on how recent the credit issues were, their severity, and your current financial stability. Many clients with past credit challenges have successfully refinanced through our service.
Most refinances are completed in 2 to 4 weeks, depending on the lender and how quickly documents are submitted. Once we’ve reviewed your situation and selected the best option, we’ll move fast to lodge your application and keep things moving. In urgent cases, we can often secure conditional approval in just 24 to 48 hours.
We’ll keep you updated every step of the way — and handle all the follow-ups with the bank so you don’t have to.
Linton Finance Pty Ltd ABN: 30 676 911 210. Credit Representative #560299 is authorised under Australian Credit License #389087
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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