Self-Employed Loans – Flexible Solutions for Business Owners
How to Qualify for a Self-Employed Loan through a mortgage broker?
Are you a self-employed professional or business owner struggling to secure a home loan? At Linton Finance, we understand that traditional lending criteria don’t always fit your financial situation. Our self-employed loans are designed to provide tailored solutions, helping you achieve your property goals without the stress.
What Are Self-Employed Loans?
Self-employed loans are specialised lending options for individuals who run their own businesses or work as contractors. These loans often consider alternative income verification methods, such as business financials, bank statements, or accountant declarations.
Why Are Self-Employed Loans Different?
Unlike standard home loans, self-employed loans cater to:
Benefits of Self-Employed Loans
Flexible Income Verification
Use alternative documentation like bank statements or BAS statements.- Tailored Loan Options
Loans structured to meet your unique financial needs.- Fast Approval Processes
:- Skip the hassle of traditional lending criteria.
How to Qualify for a Self-Employed Loan
To secure a self-employed loan, you’ll need:
Proof of income (e.g., BAS statements, bank statements, or tax returns).
A strong credit history.
Evidence of your ability to repay the loan.
Why Choose Linton Finance for Self-Employed Loans?
At Linton Finance, as business owners ourselves we specialise in self-employed lending with a focus on:
: Get guidance from professionals who understand the unique challenges of self-employment.
Wide Range of Lenders, we have over 35 lenders on our panel and so we aren't stuck in a box.
Access competitive rates and terms from Australia’s leading banks and lenders.
From application to settlement and beyond, we’re with you every step of the way.
Ready to Secure Your Self-Employed Loan?
Whether you’re looking to purchase your dream home or invest in property, our self-employed loans are here to help. Let us find the perfect solution tailored to your needs.
Contact us today at 1800 738 880 or book an appointment to explore your options.
Book a call with a mortgage broker today to get your loan options in 24 hours.
Nathan was awesome to deal with and made the whole process easy and got me a much lower variable rate on our home loan. Super responsive and actually cares about his clients. Will be recommending friends and family.
arizona victoria
Nathan at Linton Finance was absolutely fantastic! I was looking for a knowledgeable and reliable mortgage broker in Sydney, and Nathan didn’t disappoint. From start to finish, he made the whole process so much easier to understand and less stressful. What I really appreciated was how he took the time to understand my situation and found a loan that worked perfectly for me very quickly. His advice was clear and practical, and you can tell he really cares about helping his clients get the best outcome. If you’re in Sydney and need a mortgage broker, I can’t recommend Nathan enough. Thanks Mate!
jared butler
Linton Finance and Nathan was absolute pleasure to deal with. He helped me get the best deal which I'm very happy with. Made the process so easy and stress free. I have already recommended him to others and will do the same in the future. Looking forward to the continued partnership. Thank you
Darren Wickham
We recently engaged Nathans broker services to assist us as our main preference was not to change banks. Not only was he able to cut through the noise with the bank directly and explain our situation, he also accommodated and reviewed our existing interest rate to do better then what was offered by the bank.
Robbie C
We’ve used multiple brokers in the past and Nathan has been by far the best. He was very thorough and broke things down for us, making things easy from start to finish. Highly recommend!
nicole abouchaaya
Nathan was a treat, he made the process really simple. He was super quick responding to all my questions and was able to get the loan approved for my wife and I at a rate we were happy with. Would definitely recommend
Joseph T
A mortgage broker acts as an intermediary between you and potential lenders. They assess your financial situation, help you understand your loan options, and find the best mortgage rates available. We help you compare products from 30 banks and lenders, saving you time and effort, and guide you through the application process to secure the best deal tailored to your needs. As we are not tied to any particular bank we give you a biased free advice and work solely towards helping you achieve your requirements and objectives.
Yes, using a mortgage broker is often the best option for most homebuyers. Brokers have access to a wide range of lenders and can tailor mortgage options to suit your financial needs. They help save time, guide you through the paperwork, and ensure you find the best deal available based on your unique situation.
Mortgage brokers in Australia typically charge no upfront fees as they are paid a commission by lenders for securing loans. However, some brokers may charge a fee for specialised services or complex cases, so it's important to confirm fees upfront before proceeding. At Linton Finance we do not charge our customers a fee should we take you on as a customer.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia, Registered with AFCA and we partner with Australian Finance Group giving us the best access to technology for our clients.
Absolutely! Mortgage brokers can negotiate rates with lenders on your behalf. Since we work with multiple lenders, we have the flexibility to secure better terms and help you find the most cost-effective mortgage options available.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
No, you don’t have to meet in person with a mortgage broker. We offer online consultations via Zoom and can handle the entire process remotely, including submitting documents and discussing loan options on a phone or video call. We understand that not everyone works 9-5 pm and you may have commitments such as family, sport or social outside of work. The flexibility we offer makes it convenient for you to work with us regardless of location.
It typically takes a mortgage broker 24 to 48 hours to provide you with loan options after gathering your financial details. The process may take longer if your situation is more complex or requires additional documentation. However, we work quickly to ensure you receive competitive options in a timely manner that meet you requirements.
Linton Finance Pty Ltd ABN: 30 676 911 210. Credit Representative #560299 is authorised under Australian Credit License #389087
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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