Self-Employed Loans – Flexible Solutions for Business Owners
How to Qualify for a Self-Employed Loan through a mortgage broker?
Are you a self-employed professional or business owner struggling to secure a home loan? At Linton Finance, we understand that traditional lending criteria don’t always fit your financial situation. Our self-employed loans are designed to provide tailored solutions, helping you achieve your property goals without the stress.
What Are Self-Employed Loans?
Self-employed loans are specialised lending options for individuals who run their own businesses or work as contractors. These loans often consider alternative income verification methods, such as business financials, bank statements, or accountant declarations.
Why Are Self-Employed Loans Different?
Unlike standard home loans, self-employed loans cater to:
Benefits of Self-Employed Loans
Flexible Income Verification
Use alternative documentation like bank statements or BAS statements.- Tailored Loan Options
Loans structured to meet your unique financial needs.- Fast Approval Processes
:- Skip the hassle of traditional lending criteria.
How to Qualify for a Self-Employed Loan
To secure a self-employed loan, you’ll need:
Proof of income (e.g., BAS statements, bank statements, or tax returns).
A strong credit history.
Evidence of your ability to repay the loan.
Why Choose Linton Finance for Self-Employed Loans?
At Linton Finance, as business owners ourselves we specialise in self-employed lending with a focus on:
: Get guidance from professionals who understand the unique challenges of self-employment.
Wide Range of Lenders, we have over 35 lenders on our panel and so we aren't stuck in a box.
Access competitive rates and terms from Australia’s leading banks and lenders.
From application to settlement and beyond, we’re with you every step of the way.
Ready to Secure Your Self-Employed Loan?
Whether you’re looking to purchase your dream home or invest in property, our self-employed loans are here to help. Let us find the perfect solution tailored to your needs.
Contact us today at 1800 738 880 or book an appointment to explore your options.
Book a call with a mortgage broker today to get your loan options in 24 hours.
Nathan was exceptional as our mortgage broker. From the start, he made the process clear, straightforward, and stress-free—breaking down complex terms into simple, practical advice. His efficiency and expertise turned what we expected to be a long, difficult process into a smooth and quick experience. Nathan’s responsiveness and attention to detail gave us complete confidence every step of the way. We highly recommend him. His professionalism, dedication, and client-first approach truly set him apart. If you want someone who’ll go above and beyond to get the best result, Nathan is your guy.
Said A
Nathan was great to work with—professional, knowledgeable, and really helpful. He recently helped me with an investment loan and found several lenders with competitive rates, giving me good options to choose from. The whole process was smooth, and I’d definitely recommend him.
Ahmad Ghanizada
Linton Finance and Nathan was absolute pleasure to deal with. He helped me get the best deal which I'm very happy with. Made the process so easy and stress free. I have already recommended him to others and will do the same in the future. Looking forward to the continued partnership. Thank you
Darren Wickham
I had an amazing experience with Linton finance. They made the whole process super easy by explaining everything in plain language and always being quick to answer my questions. I ended up with a great mortgage deal and terms that aligned perfectly with my financial goals. Id definitely recommend them if you're looking for someone knowledgeable and friendly.
Usman Malik
Nathan is an excellent mortgage broker, he took his time to understand our circumstances and came back to us very quickly with a number of options that were much better than what our bank of 15 years were offering us. Very pleased and couldn't recommend them highly enough!
Alice Chin
Nathan was a treat, he made the process really simple. He was super quick responding to all my questions and was able to get the loan approved for my wife and I at a rate we were happy with. Would definitely recommend
Joseph T
Unlike banks that only offer their own loan products, we’re a boutique, fully independent mortgage brokerage with access to over 30 lenders. Unlike larger brokerages that pass clients off to offshore teams after the initial consultation, we handle everything in-house—from application to settlement and beyond—ensuring seamless communication and personalised service.
No, our service is completely free for you. As a mortgage broker, we’re paid a commission by the lender when your loan settles—meaning you get expert advice and a tailored loan solution without any extra cost. Unlike a bank, we compare multiple options to find you the best deal, not just push one lender’s products.
We are fully accredited mortgage brokers and members of the Mortgage and Finance Association of Australia, Registered with AFCA and we partner with the largest aggregator in the country 'Australian Finance Group' giving us the best access to technology & security for our clients.
Absolutely, I submit special pricing requests for all my clients deals and ensure that we leverage our banking relationships to drive best pricing outcomes for our clients at loan application stage and beyond as we continue to service your loan.
The exact documents depend on your situation, but generally, you’ll need:
ID (Driver’s License or Passport)
Proof of income (Payslips, tax returns if self-employed)
Bank statements (Showing savings and expenses)
Existing loan details (If refinancing)
Don’t worry—we guide you through the entire process, making it as easy as possible.
No, you don’t have to meet in person with a mortgage broker. We offer online consultations via Zoom and can handle the entire process remotely, including submitting documents and discussing loan options on a phone or video call. We understand that not everyone works 9-5 pm and you may have commitments such as family, sport or social outside of work. The flexibility we offer makes it convenient for you to work with us regardless of location.
We prioritise all our customers loan applications, if you've provided us the relevant documents we need we'll then provide a 'product comparison report' which will have 3 lender options in it with special pricing discounts requests in under 24 hours. (I know quick right!)
Linton Finance Pty Ltd ABN: 30 676 911 210. Credit Representative #560299 is authorised under Australian Credit License #389087
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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