Mortgage Broker in Kellyville

At Linton Finance, we're Mortgage Brokers in Kellyville helping clients get into their property sooner with a range of loan options

5.0

from 9 Reviews

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Based in Kellyville? Get intouch with your local Mortgage Broker

When it comes to navigating the intricate world of home loans and investment loans, the significance of having an expert mortgage broker in Kellyville by your side cannot be overstated. Linton Finance stands out as a beacon of expertise and tailored support for those diving into the local property market. Our team of dedicated Finance & Mortgage Brokers offers clients unparalleled access to a vast range of loan options from banks and lenders across Australia, ensuring you find a match that's perfect for your financial situation.

In Kellyville, where the property market is as dynamic as it is diverse, having a mortgage broker who understands the nuances of the local area and how to leverage them for your benefit is invaluable. Linton Finance excels in this, providing clients with insights into the best loan to value ratio (LVR), navigating the complexities of lenders mortgage insurance (LMI), and offering guidance on how different aspects like your credit history can affect your borrowing capacity.

Check your Loan Health

Why choose Linton Finance in Kellyville for your mortgage needs? The answer lies in our commitment to securing the most advantageous interest rate discounts and loan options for you. Whether your preference is a variable interest rate that fluctuates with the market or a fixed interest rate that offers predictability in repayments, our brokers will guide you through each option's benefits, helping you make an informed decision that aligns with your long-term financial goals.

The loan application process can often seem daunting, especially with the myriad of details required, from bank statements to understanding your home equity. But with Linton Finance, applying for a loan becomes a streamlined journey. We handle the heavy lifting, from calculating your loan repayments based on different loan interest rates to getting you pre-approved, so you have a clear understanding of your borrowing limits before you even step into the market.

Our brokers are adept at crafting an application that highlights your strengths, whether you're buying your first home and concerned about stamp duty costs or an investor looking to expand your portfolio in Kellyville. With Linton Finance, you gain access to tools like offset accounts that can make a significant difference in how much interest you pay over the life of your loan.

In the competitive Kellyville property landscape, having a mortgage broker like Linton Finance by your side ensures you're not just another application number. You're a valued client whose financial success is our top priority. From understanding the implications of changing loan rates to securing the best possible deal for your situation, Linton Finance is your trusted partner through every step of the home buying or investment journey. Choose Linton Finance in Kellyville, and take your first step towards securing your financial future today.

Nathan Linton, Mortgage Broker in Kellyville

Nathan Linton is a dedicated Mortgage Broker at Linton Finance. With over 8 years of experience in the finance industry and more than 14 years in client-facing roles, Nathan is a seasoned expert in mortgages and loans. His enthusiasm for finance has enabled many clients to achieve their dreams of homeownership or grow their wealth through property investment.

Reach out to Nathan today for help with your lending needs.

Call Nathan
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Rated 5 Stars from our clients

Nathan was a treat, he made the process really simple. He was super quick responding to all my questions and was able to get the loan approved for my wife and I at a rate we were happy with. Would definitely recommend

Joseph T

We’ve used multiple brokers in the past and Nathan has been by far the best. He was very thorough and broke things down for us, making things easy from start to finish. Highly recommend!

nicole abouchaaya

Linton Finance and Nathan was absolute pleasure to deal with. He helped me get the best deal which I'm very happy with. Made the process so easy and stress free. I have already recommended him to others and will do the same in the future. Looking forward to the continued partnership. Thank you

Darren Wickham

We recently engaged Nathans broker services to assist us as our main preference was not to change banks. Not only was he able to cut through the noise with the bank directly and explain our situation, he also accommodated and reviewed our existing interest rate to do better then what was offered by the bank.

Robbie C

Big thank you to Nathan. Such an informative and stress free experience. Highly recommend and will 100% be back.

Jerome Yap

Nathan is a gun of a broker. Took the time to understand my unique situation and came up with solutions that was relevant to me. I will definitely be using Linton Finance again.

Okkes Yildiz

Frequently Asked Questions

What does a mortgage broker do?

A mortgage broker acts as an intermediary between you and potential lenders. They assess your financial situation, help you understand your loan options, and find the best mortgage rates available. We help you compare products from 30 banks and lenders, saving you time and effort, and guide you through the application process to secure the best deal tailored to your needs. As we are not tied to any particular bank we give you a biased free advice and work solely towards helping you achieve your requirements and objectives.

Is it best to go with a mortgage broker?

Yes, using a mortgage broker is often the best option for most homebuyers. Brokers have access to a wide range of lenders and can tailor mortgage options to suit your financial needs. They help save time, guide you through the paperwork, and ensure you find the best deal available based on your unique situation.

How much do most mortgage brokers charge?

Mortgage brokers in Australia typically charge no upfront fees as they are paid a commission by lenders for securing loans. However, some brokers may charge a fee for specialised services or complex cases, so it's important to confirm fees upfront before proceeding. At Linton Finance we do not charge our customers a fee should we take you on as a customer.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia, Registered with AFCA and we partner with Australian Finance Group giving us the best access to technology for our clients.

Can you negotiate mortgage rates with a broker?

Absolutely! Mortgage brokers can negotiate rates with lenders on your behalf. Since we work with multiple lenders, we have the flexibility to secure better terms and help you find the most cost-effective mortgage options available.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are you required to meet in person to get a loan completed?

No, you don’t have to meet in person with a mortgage broker. We offer online consultations via Zoom and can handle the entire process remotely, including submitting documents and discussing loan options on a phone or video call. We understand that not everyone works 9-5 pm and you may have commitments such as family, sport or social outside of work. The flexibility we offer makes it convenient for you to work with us regardless of location.

How long does it take to get options from a mortgage broker?

It typically takes a mortgage broker 24 to 48 hours to provide you with loan options after gathering your financial details. The process may take longer if your situation is more complex or requires additional documentation. However, we work quickly to ensure you receive competitive options in a timely manner that meet you requirements.

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