Finding the right mortgage broker in Baulkham Hills, NSW 2153 can make all the difference when buying a home. Linton Finance stands out by offering a comprehensive range of services from accessing diverse loan options to expertly navigating the application process. Whether you're a first-time homebuyer or looking to refinance, our team is here to assist you in every step and help you understand the complexities of the local property market. Our goal is to ensure that each client finds the most suitable mortgage product tailored to their financial situation.
At Linton Finance, we pride ourselves on offering access to an extensive selection of loan options from banks and lenders across Australia. Understanding the right loan for your needs involves considering factors such as your credit history, borrowing capacity, and loan amount. We strive to provide our clients with all the necessary information, whether it concerns loan to value ratio (LVR), interest rate, or lenders mortgage insurance (LMI). This understanding is key to making informed decisions. For instance, knowing how a variable interest rate compares to a fixed interest rate helps you choose the right path, whether it's a home loan or an investment loan. We explain the benefits of different types of interest rates, including how fixed interest rate loans can offer security against market fluctuations while variable loan rates might provide more flexibility through potential interest rate discounts.
Navigating the loan application process can often seem daunting, but our experience ensures a streamlined application process for our clients. Our team guides you through each step, from applying for a loan to securing loan pre-approval. We simplify the complexities of collecting necessary documents, such as bank statements, and provide estimates on calculating loan repayments. This preparation is invaluable, ensuring that you understand the impact of potential costs like stamp duty on your overall financial situation. Our financial expertise aids in assessing your borrowing capacity accurately, helping you to get pre-approved and position yourself strongly with lenders. Understanding your borrowing capacity and having a clear picture of your financial commitments results in a more efficient application process and quicker application approvals.
With an understanding of how the local property market operates, we assist in finding the right loan options tailored to your circumstances. Whether you're looking to tap into your home equity or utilise an offset account, our brokers offer valuable insights and advice to enhance your financial strategy. We acknowledge the importance of personal circumstances and financial goals, which is why every client’s journey with Linton Finance is unique. By helping you consider your long-term financial strategy, we ensure that your mortgage aligns with your goals, whether you're considering options for future upgrades or maximising current equity.
Access our borrowing power calculator to get options, fast!
Choosing the right finance and mortgage broker can significantly influence the success of buying a home in Baulkham Hills. At Linton Finance, we aim to make the process of applying for a loan and navigating the local property market both simple and efficient. Our comprehensive services are designed to help you successfully manage your mortgage journey, from application to loan finalisation. If you're ready to take the next step in your home buying journey or wish to explore loan options for refinancing, contact us today. Our team is dedicated to providing personalised advice and guiding you through each stage of your mortgage endeavours, ensuring you achieve the best financial outcomes.
With an understanding of how the local property market operates, we assist in finding the right loan options tailored to your circumstances. Whether you're looking to tap into your home equity or utilise an offset account, our brokers offer valuable insights and advice to enhance your financial strategy. We acknowledge the importance of personal circumstances and financial goals, which is why every client’s journey with Linton Finance is unique. By helping you consider your long-term financial strategy, we ensure that your mortgage aligns with your goals, whether you're considering options for future upgrades or maximising current equity.
Choosing the right finance and mortgage broker can significantly influence the success of buying a home in Baulkham Hills. At Linton Finance, we aim to make the process of applying for a loan and navigating the local property market both simple and efficient. Our comprehensive services are designed to help you successfully manage your mortgage journey, from application to loan finalisation. If you're ready to take the next step in your home buying journey or wish to explore loan options for refinancing, contact us today. Our team is dedicated to providing personalised advice and guiding you through each stage of your mortgage endeavours, ensuring you achieve the best financial outcomes.
Nathan Linton is a dedicated Mortgage Broker at Linton Finance. With over 8 years of experience in the finance industry and more than 14 years in client-facing roles, Nathan is a seasoned expert in mortgages and loans. His enthusiasm for finance has enabled many clients to achieve their dreams of homeownership or grow their wealth through property investment.
Reach out to Nathan today for help with your lending needs.
Nathan was exceptional as our mortgage broker. From the start, he made the process clear, straightforward, and stress-free—breaking down complex terms into simple, practical advice. His efficiency and expertise turned what we expected to be a long, difficult process into a smooth and quick experience. Nathan’s responsiveness and attention to detail gave us complete confidence every step of the way. We highly recommend him. His professionalism, dedication, and client-first approach truly set him apart. If you want someone who’ll go above and beyond to get the best result, Nathan is your guy.
Said A
Nathan was great to work with—professional, knowledgeable, and really helpful. He recently helped me with an investment loan and found several lenders with competitive rates, giving me good options to choose from. The whole process was smooth, and I’d definitely recommend him.
Ahmad Ghanizada
Linton Finance and Nathan was absolute pleasure to deal with. He helped me get the best deal which I'm very happy with. Made the process so easy and stress free. I have already recommended him to others and will do the same in the future. Looking forward to the continued partnership. Thank you
Darren Wickham
I had an amazing experience with Linton finance. They made the whole process super easy by explaining everything in plain language and always being quick to answer my questions. I ended up with a great mortgage deal and terms that aligned perfectly with my financial goals. Id definitely recommend them if you're looking for someone knowledgeable and friendly.
Usman Malik
Nathan is an excellent mortgage broker, he took his time to understand our circumstances and came back to us very quickly with a number of options that were much better than what our bank of 15 years were offering us. Very pleased and couldn't recommend them highly enough!
Alice Chin
Nathan was a treat, he made the process really simple. He was super quick responding to all my questions and was able to get the loan approved for my wife and I at a rate we were happy with. Would definitely recommend
Joseph T
Unlike banks that only offer their own loan products, we’re a boutique, fully independent mortgage brokerage with access to over 30 lenders. Unlike larger brokerages that pass clients off to offshore teams after the initial consultation, we handle everything in-house—from application to settlement and beyond—ensuring seamless communication and personalised service.
No, our service is completely free for you. As a mortgage broker, we’re paid a commission by the lender when your loan settles—meaning you get expert advice and a tailored loan solution without any extra cost. Unlike a bank, we compare multiple options to find you the best deal, not just push one lender’s products.
We are fully accredited mortgage brokers and members of the Mortgage and Finance Association of Australia, Registered with AFCA and we partner with the largest aggregator in the country 'Australian Finance Group' giving us the best access to technology & security for our clients.
Absolutely, I submit special pricing requests for all my clients deals and ensure that we leverage our banking relationships to drive best pricing outcomes for our clients at loan application stage and beyond as we continue to service your loan.
The exact documents depend on your situation, but generally, you’ll need:
ID (Driver’s License or Passport)
Proof of income (Payslips, tax returns if self-employed)
Bank statements (Showing savings and expenses)
Existing loan details (If refinancing)
Don’t worry—we guide you through the entire process, making it as easy as possible.
No, you don’t have to meet in person with a mortgage broker. We offer online consultations via Zoom and can handle the entire process remotely, including submitting documents and discussing loan options on a phone or video call. We understand that not everyone works 9-5 pm and you may have commitments such as family, sport or social outside of work. The flexibility we offer makes it convenient for you to work with us regardless of location.
We prioritise all our customers loan applications, if you've provided us the relevant documents we need we'll then provide a 'product comparison report' which will have 3 lender options in it with special pricing discounts requests in under 24 hours. (I know quick right!)