Home Loans

Access hundreds of competitive home loan options, with personalised solutions within 24 hours.

5.0

from 16 Reviews

Family moving in to new home

Whether it's your First Home, Next Home or Dream Home, we're on your side

Finding the perfect home loan shouldn't be complicated. At Linton Finance, we specialise in cutting through the banking jargon and endless options to find you the right loan with competitive rates that could save you thousands.

Based in Sydney's Hills District, our mortgage experts leverage our extensive lender network to negotiate better deals than you'd find going directly to the banks. Whether you're a first home buyer, upgrading to your next property, or building your investment portfolio, we've helped hundreds of local homeowners just like you.

Why Linton Finance is Different

Extensive Lender Access

With over 30 lenders in our network, we compare more options than most brokers to find your perfect match.

24-Hour Recommendations

Provide your details today, and we'll present your personalised loan options within 24 hours.

Negotiated Rate Discounts

We leverage our lender relationships to secure special rate discounts you won't find advertised publicly.

End-to-End Support

From application to settlement and beyond, we handle everything in-house with no offshore handoffs.

Ongoing Rate Reviews

We proactively monitor your loan and contact you when we can save you money through a better rate.

The Easy Way to a Home Loan - Just 4 Steps

First meeting Linton Finance
Initial Meeting

Discuss your goals and needs and quickly get an idea of what's possible

Submit Documents via secure platform
Submit Documents

Receive an encrypted 2FA link to upload the required documents with no manual paperwork required

Pick the right lender for your loan
Select A Lender

Get 3 lender offers tailored to your goals with special pricing & select your preferred bank.

On going 5 star customer service
Settlement & Support

We submit your loan for approval & support through the entire settlement process handling everything and continue to negotiate on your behalf for the life of the loan.

Our Borrowing Power Calculator:

Instantly learn how much you could spend for your next purchase, this is an estimate and for more accurate numbers please book an appointment.

Our Recent Reviews

Nathan was great to work with—professional, knowledgeable, and really helpful. He recently helped me with an investment loan and found several lenders with competitive rates, giving me good options to choose from. The whole process was smooth, and I’d definitely recommend him.

Ahmad Ghanizada

Linton Finance and Nathan was absolute pleasure to deal with. He helped me get the best deal which I'm very happy with. Made the process so easy and stress free. I have already recommended him to others and will do the same in the future. Looking forward to the continued partnership. Thank you

Darren Wickham

I had an amazing experience with Linton finance. They made the whole process super easy by explaining everything in plain language and always being quick to answer my questions. I ended up with a great mortgage deal and terms that aligned perfectly with my financial goals. Id definitely recommend them if you're looking for someone knowledgeable and friendly.

Usman Malik

Nathan is an excellent mortgage broker, he took his time to understand our circumstances and came back to us very quickly with a number of options that were much better than what our bank of 15 years were offering us. Very pleased and couldn't recommend them highly enough!

Alice Chin

Nathan was a treat, he made the process really simple. He was super quick responding to all my questions and was able to get the loan approved for my wife and I at a rate we were happy with. Would definitely recommend

Joseph T

We’ve used multiple brokers in the past and Nathan has been by far the best. He was very thorough and broke things down for us, making things easy from start to finish. Highly recommend!

nicole abouchaaya

Frequently Asked Questions

What’s the benefit of working with an independent mortgage broker?

Unlike banks that only offer their own loan products, we’re a boutique, fully independent mortgage brokerage with access to over 30 lenders. Unlike larger brokerages that pass clients off to offshore teams after the initial consultation, we handle everything in-house—from application to settlement and beyond—ensuring seamless communication and personalised service.

How do mortgage brokers get paid? Does it cost me anything to use your service?

No, our service is completely free for you. As a mortgage broker, we’re paid a commission by the lender when your loan settles—meaning you get expert advice and a tailored loan solution without any extra cost. Unlike a bank, we compare multiple options to find you the best deal, not just push one lender’s products.

Are your mortgage brokers licensed and accredited?

We are fully accredited mortgage brokers and members of the Mortgage and Finance Association of Australia, Registered with AFCA and we partner with the largest aggregator in the country 'Australian Finance Group' giving us the best access to technology & security for our clients.

Can you negotiate mortgage rates with a broker?

Absolutely, I submit special pricing requests for all my clients deals and ensure that we leverage our banking relationships to drive best pricing outcomes for our clients at loan application stage and beyond as we continue to service your loan.

What documents do you need for a mortgage?

The exact documents depend on your situation, but generally, you’ll need:

ID (Driver’s License or Passport)
Proof of income (Payslips, tax returns if self-employed)
Bank statements (Showing savings and expenses)
Existing loan details (If refinancing)

Don’t worry—we guide you through the entire process, making it as easy as possible.

Are you required to meet in person to get a loan completed?

No, you don’t have to meet in person with a mortgage broker. We offer online consultations via Zoom and can handle the entire process remotely, including submitting documents and discussing loan options on a phone or video call. We understand that not everyone works 9-5 pm and you may have commitments such as family, sport or social outside of work. The flexibility we offer makes it convenient for you to work with us regardless of location.

How long does it take to get loan options?

We prioritise all our customers loan applications, if you've provided us the relevant documents we need we'll then provide a 'product comparison report' which will have 3 lender options in it with special pricing discounts requests in under 24 hours. (I know quick right!)

Get in depth advice and guidance from an experienced broker

Our team can guide you through the process with ease and advise you of the next steps required to get your next purchase under way.