Home Loans
Access hundreds of competitive home loan options, with personalised solutions within 24 hours.
Access hundreds of competitive home loan options, with personalised solutions within 24 hours.
Finding the perfect home loan shouldn't be complicated. At Linton Finance, we specialise in cutting through the banking jargon and endless options to find you the right loan with competitive rates that could save you thousands.
Based in Sydney's Hills District, our mortgage experts leverage our extensive lender network to negotiate better deals than you'd find going directly to the banks. Whether you're a first home buyer, upgrading to your next property, or building your investment portfolio, we've helped hundreds of local homeowners just like you.
✓ Extensive Lender Access
With over 30 lenders in our network, we compare more options than most brokers to find your perfect match.
✓ 24-Hour Recommendations
Provide your details today, and we'll present your personalised loan options within 24 hours.
✓ Negotiated Rate Discounts
We leverage our lender relationships to secure special rate discounts you won't find advertised publicly.
✓ End-to-End Support
From application to settlement and beyond, we handle everything in-house with no offshore handoffs.
✓ Ongoing Rate Reviews
We proactively monitor your loan and contact you when we can save you money through a better rate.
Discuss your goals and needs and quickly get an idea of what's possible
Receive an encrypted 2FA link to upload the required documents with no manual paperwork required
Get 3 lender offers tailored to your goals with special pricing & select your preferred bank.
We submit your loan for approval & support through the entire settlement process handling everything and continue to negotiate on your behalf for the life of the loan.
Instantly learn how much you could spend for your next purchase, this is an estimate and for more accurate numbers please book an appointment.
My refinance process was smooth and hassle-free. Nathan was highly responsive, knowledgeable, and made everything easy from start to finish. I felt confident throughout and look forward to working with him again in the future. Highly recommended.
Brendon Xu
Could not fault this business, the efficiency and quality of Nathan’s service is second to none, he made buying a home simple and stress free. Thanks again.
josh
Nathan has been an amazing mortgage broker for us. There was a lot of questions my husband and I were concerned and unsure about, but Nathan was able to break down our concerns and address them- leaving us stress free. He went above and beyond for us to secure our home and we are so grateful. Highly recommend!!
Alyssa Balayo
Working with Linton Finance was a game changer for us, they were somehow able to get us approved just days after speaking and our loan refinanced to a cheaper rate with cash out for a renovation in 2 weeks. The whole process was without any printing and signing and Nathan always picks the phone up when we call with questions. Super happy with the result and look forward to recommending them to our friends and family.
Michael Angelo DelaCruz Rubio
I've been wanting to write this review for a while now, and like a lot of people, very time poor, but cannot let more time go by without taking the time to thank Nathan and his team. We needed a professional that had the expertise to guide us through the complex process of refinancing and future-proofing our financial goals, but as importantly, was customer-focused, reliable and consistent. Nathan led us through from start to finish and in between (always ready to respond to our queries which was such a refreshing change given our previous experience with other mortgage brokers), and gave us so much confidence in the process. We were working on a tight timeframe and Nathan was able to get us through in the shortest amount of time, which was absolutely amazing. We're looking forward to working with Nathan and his team in future as we count him as our go-to mortgage broker now. Thanks so much, Nathan, we couldn't have enjoyed this process without you!
Johanna Annewetey
Very easy to deal with and always contactable when needed.
Shaun Smith
Unlike banks that only offer their own loan products, we’re a boutique, fully independent mortgage brokerage with access to over 30 lenders. Unlike larger brokerages that pass clients off to offshore teams after the initial consultation, we handle everything in-house—from application to settlement and beyond—ensuring seamless communication and personalised service.
No, our service is completely free for you. As a mortgage broker, we’re paid a commission by the lender when your loan settles—meaning you get expert advice and a tailored loan solution without any extra cost. Unlike a bank, we compare multiple options to find you the best deal, not just push one lender’s products.
We are fully accredited mortgage brokers and members of the Mortgage and Finance Association of Australia, Registered with AFCA and we partner with the largest aggregator in the country 'Australian Finance Group' giving us the best access to technology & security for our clients.
Absolutely, I submit special pricing requests for all my clients deals and ensure that we leverage our banking relationships to drive best pricing outcomes for our clients at loan application stage and beyond as we continue to service your loan.
The exact documents depend on your situation, but generally, you’ll need:
ID (Driver’s License or Passport)
Proof of income (Payslips, tax returns if self-employed)
Bank statements (Showing savings and expenses)
Existing loan details (If refinancing)
Don’t worry—we guide you through the entire process, making it as easy as possible.
No, you don’t have to meet in person with a mortgage broker. We offer online consultations via Zoom and can handle the entire process remotely, including submitting documents and discussing loan options on a phone or video call. We understand that not everyone works 9-5 pm and you may have commitments such as family, sport or social outside of work. The flexibility we offer makes it convenient for you to work with us regardless of location.
We prioritise all our customers loan applications, if you've provided us the relevant documents we need we'll then provide a 'product comparison report' which will have 3 lender options in it with special pricing discounts requests in under 24 hours. (I know quick right!)
Our team can guide you through the process with ease and advise you of the next steps required to get your next purchase under way.