Construction Loans
Turn your building plans into a reality with a construction loan
Trusted by Homeowners Across Australia
Trusted by Homeowners Across Australia
When embarking on a construction project, whether it's a major home renovation, building your dream home from scratch, or buying off the plan, securing the right finance is critical. Construction loans offer a flexible solution, allowing you to manage your cash flow effectively as you pay for the project in stages. Linton Finance, with our base in Kellyville, stands out as the go-to for anyone looking to navigate the complexities of construction loans.
Why choose us? For starters, as a reputed Finance & Mortgage Broker, we provide access to an extensive array of construction loan options from banks and lenders across Australia. This ensures you get the best interest rate and loan amount that suits your specific needs. Our streamlined application process cuts through the red tape, making it easier for you to get started on your project sooner.
Understanding the unique nature of construction projects, our loans are designed for convenience. They come with a progressive drawdown feature, which means you'll receive instalments or progress payments at various stages of the project. Even better, you only get charged interest on the amount you've drawn down, keeping your costs under control. Our interest-only repayment options further ease your financial burden, letting you focus on what matters most - bringing your vision to life.
Linton Finance recognises the importance of having reliable trade professionals like plumbers and electricians, along with a registered builder, to ensure your project hits every mark. Our construction loans are structured to allow you to pay sub-contractors seamlessly, manage the cost of council plans and permits, and keep your project moving according to a Progressive Payment Schedule.
Moreover, we offer an 'as if complete' valuation to ensure you have the means for additional payments if your project exceeds initial estimates. Be it for various stages of development or special features added to your project; our construction loans are designed to be as flexible as you need.
Operating out of Kellyville, Linton Finance is not just about offering construction loans. We're here to be part of your journey, ensuring your project progresses smoothly from start to finish without financial hitches. Remember, our Progressive Drawing Fee is structured with your best interest in mind, guaranteeing that every dollar you spend is an investment towards the successful completion of your construction project. Choose Linton Finance and make your construction dreams a reality with the perfect loan solution.
Nathan was great to work with—professional, knowledgeable, and really helpful. He recently helped me with an investment loan and found several lenders with competitive rates, giving me good options to choose from. The whole process was smooth, and I’d definitely recommend him.
Ahmad Ghanizada
Linton Finance and Nathan was absolute pleasure to deal with. He helped me get the best deal which I'm very happy with. Made the process so easy and stress free. I have already recommended him to others and will do the same in the future. Looking forward to the continued partnership. Thank you
Darren Wickham
I had an amazing experience with Linton finance. They made the whole process super easy by explaining everything in plain language and always being quick to answer my questions. I ended up with a great mortgage deal and terms that aligned perfectly with my financial goals. Id definitely recommend them if you're looking for someone knowledgeable and friendly.
Usman Malik
Nathan is an excellent mortgage broker, he took his time to understand our circumstances and came back to us very quickly with a number of options that were much better than what our bank of 15 years were offering us. Very pleased and couldn't recommend them highly enough!
Alice Chin
Nathan was a treat, he made the process really simple. He was super quick responding to all my questions and was able to get the loan approved for my wife and I at a rate we were happy with. Would definitely recommend
Joseph T
We’ve used multiple brokers in the past and Nathan has been by far the best. He was very thorough and broke things down for us, making things easy from start to finish. Highly recommend!
nicole abouchaaya
Unlike banks that only offer their own loan products, we’re a boutique, fully independent mortgage brokerage with access to over 30 lenders. Unlike larger brokerages that pass clients off to offshore teams after the initial consultation, we handle everything in-house—from application to settlement and beyond—ensuring seamless communication and personalised service.
No, our service is completely free for you. As a mortgage broker, we’re paid a commission by the lender when your loan settles—meaning you get expert advice and a tailored loan solution without any extra cost. Unlike a bank, we compare multiple options to find you the best deal, not just push one lender’s products.
We are fully accredited mortgage brokers and members of the Mortgage and Finance Association of Australia, Registered with AFCA and we partner with the largest aggregator in the country 'Australian Finance Group' giving us the best access to technology & security for our clients.
Absolutely, I submit special pricing requests for all my clients deals and ensure that we leverage our banking relationships to drive best pricing outcomes for our clients at loan application stage and beyond as we continue to service your loan.
The exact documents depend on your situation, but generally, you’ll need:
ID (Driver’s License or Passport)
Proof of income (Payslips, tax returns if self-employed)
Bank statements (Showing savings and expenses)
Existing loan details (If refinancing)
Don’t worry—we guide you through the entire process, making it as easy as possible.
No, you don’t have to meet in person with a mortgage broker. We offer online consultations via Zoom and can handle the entire process remotely, including submitting documents and discussing loan options on a phone or video call. We understand that not everyone works 9-5 pm and you may have commitments such as family, sport or social outside of work. The flexibility we offer makes it convenient for you to work with us regardless of location.
We prioritise all our customers loan applications, if you've provided us the relevant documents we need we'll then provide a 'product comparison report' which will have 3 lender options in it with special pricing discounts requests in under 24 hours. (I know quick right!)
Linton Finance Pty Ltd ABN: 30 676 911 210. Credit Representative #560299 is authorised under Australian Credit License #389087
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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